Privacy Policy

Privacy Policy

At https://fort-worth-tx-commercial-loan.texasbizloans.com (the “Website”), we are committed to protecting your privacy and securing your personal data. This Privacy Policy details our practices regarding the collection, storage, access, and processing of information about you in compliance with various international privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • European Union’s General Data Protection Regulation (GDPR)
  • Brazil’s General Data Protection Law (LGPD)
  • California Consumer Privacy Act (CCPA/CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Sales Practice Act (UCPA)
  • Connecticut Transparency and Accountabilty Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope:

This policy applies to all aspects of our Website, including:

  • Using our applications and services as an authorized user
  • Visiting websites linked to this Privacy Policy
  • Receiving communications from us, such as newsletters, emails, calls, or texts/SMS messages

Information We Collect:

We collect different types of personal data about you, which may include:

  • Account Information: Username, password, account number.
  • Payment Information: Credit card details, billing address.
  • Financial Information: Income, loan details, financial transaction history.
  • Purchase Information: Products or services purchased from us.
  • Mobile Device Identifiers: Device ID, IP address, browser type.
  • Location Data: GPS coordinates, location-based services data.
  • Feedback: Comments, reviews, survey responses.
  • Social Media Information: Publicly available information from social media platforms (if you choose to connect them to our service).
  • Product Information: Details about the products or services you interact with on our Website.

We collect this data through:

  • Direct input from you when you register an account, make a purchase, or fill out a form.
  • Automated technologies like cookies and tracking pixels used for website functionality and analytics.
  • Third parties who provide us with information based on their own privacy policies.

Cookies:

We use cookies to enhance your experience on our Website and analyze traffic patterns. Cookies are categorized as:

  • Strictly Necessary: Essential for website functionality (e.g., remembering login details).
  • Preference: Store user preferences to personalize your experience.
  • Analytics: Collect information about how you interact with our Website for performance metrics.

You can control non-essential cookies through our Cookie Manager.

Data Retention and Deletion:

We retain personal data only for as long as necessary for the purposes it was collected, including legal requirements and tax/audit obligations. Once these purposes are fulfilled, we securely delete or anonymize your data.

Security Measures:

We implement robust security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These include:

  • Encryption of data during transmission and at rest.
  • Secure third-party processing partners who adhere to strict data protection standards.

Children’s Privacy:

Our services are not intended for children under 18 years old. We do not knowingly collect personal data from minors.

Your Rights:

Depending on your location, you may have specific rights regarding your personal data, including:

  • Access to and request copies of your data.
  • Correction or rectification of inaccurate data.
  • Deletion (erasure) or restriction of processing your data.
  • Portability of your data.
  • Objection to the processing of your data for certain purposes.

Please contact us to exercise these rights.

Contact Us:

If you have any questions about this Privacy Policy, please contact us at [insert contact email or address].